Positive Forward Planning is a must for you and your family.

At Positive Forward Planning we are passionate about preparing for future life events and caring for family members. 

Are you?  Take our care quiz and see how you score…

1. Have you completed a will?  (a) Yes
(b) No
(c) Intend to get one in the future 
2. Have you provided for your spouse partner in the will? (a) Yes
(b) Not applicable
(c) No
3. When did you last update your will?  (a) Within last 5 years
(b) 5 or more years ago
(c) Never
4. Have you appointed an attorney to look after your affairs should you become incapable of doing so yourself?  (a) Yes
(b) No
5. Is your attorney aware of your wishes on medical treatment? (a) Yes
(b) No
6. Are you insured against redundancy?  (a) Yes
(b) No
(c) Not applicable
7. Is your life insured? (a) Yes
(b) No 
8. If it is insured will the sum payable exceed all your debts by at least 4 times your total income? (a) Yes
(b) No
9. Have you completed an Advanced Heath Care Directive (often called a ‘living will’) explaining to your family and doctors your wishes on medical treatment? (a) Yes
(b) No
10. Have you made any savings provisions for your children? (a) Yes
(b) No
(c) Not applicable
11. Have you appointed a guardian to your children on the event of your death? (a) Yes
(b) No
(c) Not applicable
12. Have you made financial provision for that guardian in respect of the children?  (a) Yes
(b) No
(c) Not applicable
13. If you were off work through sickness are you insured?  (a) Yes
(b) No
(c) I don’t work
14. When you retire will you have enough pension to live on? (a) Yes
(b) No
(c) Not sure
15. Is your spouse or partner entitled to your pension? (a) Yes
(b) No
(c) Don’t know 
16. When did you last review your pension arrangements? (a) In last 3 years
(b) Over 3 years ago
(c) Never
17. Have you made arrangements to pay for your funeral? (a) Yes
(b) No
18. Would your home and contents insurance cover the rebuilding of your house and replacement of all contents (a) Yes
(b) No
(c) Not sure
19. Do you have critical illness insurance? (a) Yes
(b) No
 20. If your spouse or partner became long term unemployed could you pay all the bills? (a) Yes
(b) Nearly
(c) No

Scoring checklist

Mark down your score for each question and add together all points to find out what your total score is.

      (a) 8    (b) 0      (c) 0           ______
      (a) 5    (b) 5      (c) 0           ______
      (a) 2    (b) 1      (c) 0           ______
      (a) 5    (b) 0                      ______
      (a) 5    (b) 0                      ______
      (a) 5    (b) 0      (c) 5           ______
      (a) 5    (b) 0                      ______
      (a) 10   (b) 0                      ______
      (a) 5    (b) 0                      ______
      (a) 3    (b) 0      (c) 3           ______
      (a) 5    (b) 0      (c) 4           ______
      (a) 2    (b) 0      (c) 2           ______
      (a) 5    (b) 0      (c) 0           ______
      (a) 5    (b) 0      (c) 2           ______
      (a) 3    (b) 0      (c) 0           ______
      (a) 3    (b) 2      (c) 0           ______
      (a) 5    (b) 0                      ______
      (a) 7    (b) 0      (c) 3           ______
      (a) 7    (b) 0                      ______
      (a) 5    (b) 0      (c) 0           ______

Number of Points

Analysis

80 +

Very well done!  You have planned positively for the future.

50 – 80

You have made some provision for the future, but could do better

35 – 50

Unfortunately you have not yet taken enough steps to deal with future events

0 -35

Your affairs are in a mess and if and when certain lifetime events occur you and your family if you have one will suffer.